The Happiest Man on Earth
“The Happiest Man on Earth I listened to an inspiring radio interview with Eddie Jaku who has just written a book entitled “The Happiest Man on Earth” Eddie has just celebrated his 100th birthday which is amazing considering he survived the horrors of Nazi concentration camps. He was rescued by American soldiers after spending three months living in a cave and eating slugs and ...
The recent fiasco with exam results in the UK highlights the risk and dangers of using algorithms to solve complex problems. The algorithm unfairly disadvantaged students from less privileged backgrounds.
This touched a raw nerve with me because I have always wondered whether robo financial advice disadvantages those with small amounts of financial wealth.
Sales of fixed term
The big picture – Fixed term income plans are popular because they don't lock people in for life. What's the problem? – Lifetime annuities have a poor reputation because of miss-selling. Could fixed term suffer the same fate? What can de done? – Make sure they are sold / advised properly e.g. end commission bias. It seems like some of the fixed term income providers have sc ...
Timing Your Retirement
Question I am thinking about retiring soon and converting my pension pot into cash and income. Is this a good idea at the present time because the value of my fund has fallen or would it be better to delay until next year? Answer This is great question because a lot of people will be thinking about this. Although it is a simple question, the answer is complex. Generally speakin ...